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First time buyers
Our service extends beyond simply finding the best mortgage for you. We will help you budget for the costs of house purchase, and are also able to introduce you to reputable conveyancers and estate agencies to help you find and secure your first home.
Home Movers & Remortgagers
We offer expert advice for those people seeking to secure mortgages on moving home. Over the last 5 years, we have developed excellent working relationships with the major lenders, enabling us to arrange mortgages quickly and efficiently. The speediness of our mortgage broking service can often make the difference between having your offer accepted and losing out on your preferred property.
Buy-to-let mortgages
We have access to a range of specialist lenders and can offer you expert advice on the criteria for purchasing buy-to-let mortgages. We can advise you on the rental requirements and the deposits needed to secure buy-to-let mortgages.
Equity release mortgages
This type of mortgage is designed to help older homeowners release money from their property without having to move house. There is a range of different schemes available depending on your requirements, and we have experts available to advise you on the advantages and disadvantages associated with equity release.
Why use a broker rather than go direct or use online services?
It is tempting to try and secure the best rates by going direct to the lender or else using popular mortgage websites. So why use a broker? And why use County specifically?
- We have special relationships with many lenders, allowing us to push through mortgage deals that clients may not be aware of or are unable to access by going direct.
- We can help you avoid mistakenly applying for mortgages with high early repayment charge or with lending requirements that you do not fulfil.
- We can make sure that the lenders process your mortgage promptly as we progress chase all mortgage applications.
- We are available six days per week Monday to Saturday to work on your behalf.
- We offer our clients the choice of us being paid by either commission from
the lender we place the mortgage with or a fee based mortgage advice service
(typically 0.35% of the loan arranged, therefore, on a loan of £150,000 a
fee of £525.00 subject to a minimum fee of £500.00.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Contact us now
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